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We are going to be honest, getting a personal loan isn’t easy. There are a lot of things you need to consider before you apply for a personal loan. Loan Amount. The first, and most obvious, is to decide how large a loan you actually need. This might seem like a ridiculous tip to include, but it’s important enough to reiterate.
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If a lender allows you to apply with a cosigner, it could increase your chances of personal loan approval or get you a better APR. Fortunately, most online personal lenders make this rather easy..